Are you thinking about moving in 2021 or 2022? After a rough year, it’s an appealing thought to look for a change of scenery.
But there’s a lot to consider before turning a pipe dream into a reality. In this post we discuss four ways you can plan the big move:
- Deciding on location
- Using local mortgage brokers
- Changing addresses
- Planning for moving day
Read on to learn more about creating a clear pathway to buying your dream home.
Find the Right Location For Your New Home
After you’ve made the life-changing decision to move in 2021, your next big hurdle is settling on a location. And in reality, you might already have a good idea about the mileage: local neighborhood, long-distance move — or maybe even the switch abroad.
The world is your oyster when you decide to sell and move, but there’s no need to rush things and choose the wrong area. After all, you have to consider your current needs and make space for future plans, which is a lot of weight piled onto how you feel on a whim.
From the boroughs of New York, across the state to Washington, or past the Canadian border into Ontario, whichever area of the spinning globe your finger lands on, the location must work for all facets of your life.
We recommend you draw up a list of places you’d love to live and filter the list by discussing your budget, lifestyle, work, and schooling commitments alongside your loved ones. This way you can narrow it down to the most feasible of locations and perhaps the big move abroad doesn’t work out for everybody involved.
Here’s an example of some discussion points:
- Budget: do you believe the location in question is affordable? Do some research and crunch the numbers — things like tax and other amenities can screen you out.
- Family/personal lifestyle: are you foodies, or maybe enjoy the arts? The point is you need to understand if the location in question can provide the things you enjoy doing, unless you love the area enough to give up some of these things.
- Career: depending on how far you move, you might have to give up your job. Research the industry in that area and see if there’s a demand for your professional expertise. While this might not be a deal-breaker right away, it’s a nightmare to uproot to a place where you struggle to make ends meet.
- Schooling: What are the schools like? Do they have a good reputation — and what are the chances of getting your kids enrolled? You have to take into account your children’s future when making a decision like moving.
Use these conversation starters to help scrutinize your big move. It’s important to work out whether a dream move remains feasible when matched against real-world conditions.
Work With Local Mortgage Brokers To Ease The Transition Process
Now that you’ve decided on the perfect location, the next step for moving in 2021 is to seek the right expertise to ease the transition process. While some like to handle things themselves, others simply don’t have the time or experience to deal with the intricacies of moving.
After all, there are a lot of aspects to consider: mortgage brokers, moving services, and real estate agents, just to scratch the surface. Let’s start by finding you the best mortgage available in your area.
Where to Move to
Are you a happy home bird in New York? Or perhaps migrating north to Canada feels right?
If you’re a native New Yorker, you likely know a few trusted brokers when it comes to the former (the Big Apple is full of them), be it Block Financial Resources near Madison Square Park to NY Mortgage Exchange in Brooklyn.
However, if you’re moving further afield to Canada for example, you’ll require a little more research, because you need help from a broker based in the area. It’s always recommended to shop local, because local brokers know the ins and outs of your chosen location, so your decisions are guided by valuable local knowledge.
Wherever you’re moving, the housing industry is full of professionals vying for your business, but choosing the right path becomes all the more important when your finances are involved. Mortgage brokers are a likely necessity, though this doesn’t mean you pick the first office you see out of desperation to move. Make sure you put your trust in quality businesses you can depend on.
Remember to Change Your Services and Address
You’re about to move into your new home, but there’s this nagging feeling in the back of your mind saying you’ve forgotten something. Like most people, you’ve neglected to change your address and update your services.
Not much in this world is more irritating than doing paperwork instead of relishing in your new forever home. We recommend you get all the boring stuff out the way before the big move: insurance, billing addresses, household running costs, general account updates.
This way you ease the transition process and likely save yourself a buck or two. Be it important letters mailed to the wrong address or being charged for a gym subscription now hundreds of miles out of your reach, getting everything in order saves you from all the hassle (unless these gym facilities really are worth a cross country trip).
Plan Your Moving Day With Time To Spare
Yes, moving day is here and your excitement levels are through the roof, but your newfound energy soon turns to despair when you realize the brevity of the task ahead.
Moving day is all about doing the simple things with lots of time to spare; otherwise, the mounting challenge feels too much to handle in just one day.
Packing efficiency is a big focus point, because moving day is more demanding than piling a bunch of stuff in the back of a truck. After all, these are your personal possessions, soon to fill the empty rooms of your brand new home.
Therefore, you need to carefully curate each box to protect and store your belongings, but also keep a travel bag to hold your vitals — phone, wallet, keys, and anything else you might need — or you’ll be undoing all your hard work to retrieve things mid-trip when you hear a faint ringtone emanating from one of the many, many boxes.
When you eventually make it to the next chapter in your life, put some time aside to take in the area. Go shopping for groceries, take a walk around the local park, and generally acquaint yourself with your new neighborhood.
Moving takes a lot of hard work, but it’s all worth it when the moving truck stops off for the final time. Use these tips to make your upcoming move as streamlined as possible.
We hope you found this blog post 4 Tips For Moving In 2021 useful. Be sure to check out our post Tips For Moving Long Distance On A Budget for more great tips!